2025 Simple Ira Contribution Limits For Married Couples. The contribution limit will rise to $16,500, up from $16,000 in 2024. The contribution limit for simple plans has risen to $16,500 in 2025 (up from $16,000 in 2024), with certain simple plan participants able to contribute up to $17,600 under the secure 2.0 act’s provisions.


2025 Simple Ira Contribution Limits For Married Couples

You can contribute a maximum of $7,000 (same as 2024). The contribution limit will rise to $16,500, up from $16,000 in 2024.

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